Are you unsure can massage therapy be covered by insurance? It’s a common question for many patients seeking relief from chronic pain or injury recovery. The answer depends on several factors, such as the type of massage, the diagnosis, and the insurance plan. Understanding the nuances of insurance coverage for massage therapy can help you navigate the reimbursement process more efficiently. At Holistic Billing Services, we specialize in helping healthcare providers and patients understand how massage therapy can be covered by insurance and ensure smooth, hassle-free billing for all parties involved.

Understanding Massage Therapy Insurance Coverage
Many individuals seeking massage therapy wonder whether their insurance will cover the treatment costs. In most cases, massage therapy can be covered by insurance when it’s prescribed by a licensed healthcare provider as part of a treatment plan for a medical condition. Insurance companies will typically cover massage therapy under the category of medically necessary services.
For example, massage therapy may be covered for:
- Chronic pain management (e.g., for conditions like fibromyalgia or arthritis)
- Post-surgical rehabilitation to aid recovery
- Sports injuries that require muscle rehabilitation
However, it’s essential to understand that not all massage therapy services are covered. Spa massages or treatments for stress relief are typically not reimbursed, as they do not meet the medical necessity requirements set by insurance companies.
Key Requirements for Insurance Coverage
To successfully get massage therapy covered by insurance, the following key criteria need to be met:
- A Physician’s Referral: A formal prescription or referral from a licensed healthcare provider is necessary to establish that massage therapy is part of a medically necessary treatment plan.
- ICD-10 Codes and CPT Codes: Accurate coding, such as CPT codes for massage therapy and ICD-10 codes, is critical for successful reimbursement. For instance, CPT code 97124 is used for massage therapy that involves soft tissue manipulation.
- Pre-authorization: Many insurance companies require pre-authorization before covering massage therapy services. This ensures that the services are medically necessary.

Can Massage Therapy Be Covered by Insurance? The Process Explained
Understanding the steps to get massage therapy covered by insurance can make the process much smoother. Here’s how to ensure your sessions are covered:
- Obtain a Doctor’s Referral: Start by obtaining a referral from a physician who prescribes massage therapy as part of your treatment plan for a medical condition.
- Ensure Proper Documentation: Accurate documentation, including ICD-10 codes that describe the medical condition being treated, is crucial. Common codes include conditions like chronic back pain or sports injuries.
- Submit Claims to Insurance Providers: Once you have all the necessary documentation, submit it to your insurance provider for approval. It’s important to follow their guidelines and submit claims in a timely manner.
- Use Your HSA or FSA: If insurance doesn’t cover the full cost, you may be able to use a Health Savings Account (HSA) or Flexible Spending Account (FSA) to offset the cost of eligible sessions.
At Holistic Billing Services, we help you navigate this process, ensuring you receive maximum reimbursement with minimal hassle. Our team specializes in the intricacies of massage therapy billing and works closely with insurance companies to verify eligibility and submit claims accurately.
Why Partner with Holistic Billing Services for Massage Therapy Insurance Billing
Holistic Billing Services is your trusted partner in massage therapy insurance billing. We understand the complexities of insurance coverage and billing for massage therapy services, and we’re committed to helping you get paid faster and more accurately. Here’s why you should partner with us:
- Expert Knowledge: Our team is well-versed in the latest coding standards, including CPT codes for massage therapy and ICD-10 codes, ensuring your claims are accurate.
- Insurance Verification: We work with your insurance provider to verify coverage before your treatment begins, so there are no surprises when it’s time to submit claims.
- Faster Reimbursement: Our efficient billing processes help reduce claim denials and speed up reimbursement times.
- Customized Solutions: We provide tailored billing solutions that fit your unique practice needs, so you can focus on delivering high-quality care to your patients.
Ready to make your massage therapy billing process easier and more efficient? Contact Holistic Billing Services today at +1 800-741-3655 or visit us at 1402 Edgewater Dr #101, Orlando, FL 32804. We’re open until 8 PM daily and are here to help you streamline your billing for faster payments.
Final Thoughts on Massage Therapy Insurance Billing
Navigating massage therapy insurance coverage doesn’t have to be complicated. By following the necessary steps, obtaining proper documentation, and partnering with Holistic Billing Services, you can ensure that your massage therapy sessions are covered by insurance, leading to faster reimbursement and fewer denials.
If you’re looking to streamline your billing processes and maximize your reimbursements, Holistic Billing Services is here to help. Contact us today and let us handle the complexities of insurance billing for your massage therapy practice.
Call us at +1 800-741-3655 or visit our office at 1402 Edgewater Dr #101, Orlando, FL 32804. We're ready to assist you with your billing needs!